At Finch, we know that food and fun and travel is life. We also know that it can add up, faster than your paycheck comes in.

That’s why we’ve created Finch: a financial app for your social life where you can run tabs, pay friends and track your social spending, in one convenient place.

Our mission at Finch is simple: help Australian millennials build financial confidence through beautiful user experiences and data intelligence. A financial app that meets you exactly where you’re at in life and grows with you as your priorities and values inevitably change.

To make it a bit of fun, we’re combining data intelligence, behavioural psychology and gamification to present your financial world in a way you’ve never seen before.

Finance, fun?

It’s about time.

Shahirah Gardner

Co-founder & CMO

Part startup marketer, part digital strategist and skilled PR hacker, Shahirah is the creative brains behind the Finch brand. She’s brought fame (and some fortune!) to a long list of tech startups across Silicon Valley and Australia ranging from big data to fintech to gaming. When she’s not leading marketing, analytics or healthkicks at Finch, Shahirah is Head of PR at Girls in Tech Australia where she champions women in STEM and entrepreneurship. Unplugged, you’ll find her mastering her lotus headstand or on a hike.

Toby Gardner (CFA, MBA)

Co-founder & CEO

Toby is your finance guy’s finance guy. Having paid his dues in Silicon Valley and the US for over a decade, he’s worked with some of the biggest names in Technology and Finance. A 40 Under 40 award winner, Toby is also a CFA Charterholder and has an MBA from UC Berkeley (Go Bears!). At Finch, he is responsible for our strategic direction, product design, and business model. Outside of work, Toby’s a mad Oregon Ducks fan and avid snowboarder.

Susan He

Product Manager

Susan is Product Manager and Head of Culture of Finch – yes, jogging meetings is a thing! Previously, she worked at Virgin Velocity Prepaid Card. At Finch, Susan translates feedback, business requirements, tech specs and design speak into beautiful customer experiences. When she’s not coming up with a-ha UX flows she’s sipping on exceptional gin (which may or may not be responsible for her genius!).

Amit Chawathe

Chief Architect

Amit has worked every technical role in the span of his 18+ year software engineering career starting at Microsoft and growing within the ranks of Robert Bosch, Fujitsu and IBM. With a passion for building financial solutions that matter, he is responsible for Finch’s technology platform; mapping out solutions and systems design to meet our business and community goals. Our resident daredevil, Amit has jumped out of planes, trains and automobiles (and lived to tell us about it!) a fun fact almost as cool as his t-shirt collection.

Paul Foley

Technology Director

Paul has over 14 years’ IT experience at Australia’s leading financial services including Macquarie Group and Australian Unity. As our Technology Director and agile lead, Paul sees that our product and development teams execute with precision and speed, with the customer experience at the core of all delivery. When he’s not keeping us on our toes (which is never really, let’s face it) you’ll find Paul enjoying the great outdoors either hiking, skiing or camping.

Lyena Fi

Product and Marketing Assistant

Lyena is Product and Marketing Assistant at Finch and “Original Fincher.” As one of our earliest adopters (she was a beta tester before launch!) Lyena now applies her deep product knowledge to customer journey mapping, app testing, and marketing. A self-confessed travel addict, Lyena moved to Australia by herself when she was just 16, and has since backpacked across 26 countries (and counting!). It’s no surprise that she loves meeting new people and speaks 5 different languages… of course!

Sheetal Maharaj

Marketing Director

Sheetal is Marketing Director at Finch and brings over a decade of financial services marketing experience from industry leaders: Medibank, GE and AGL. An entrepreneur at heart having launched her own startup out of uni, Sheetal is a natural problem solver and passionate about acquiring and nurturing customers through data-driven marketing. When she’s not spearheading our next creative campaign, she has a soft spot for shoes and travel. Who doesn’t?


CFO (Chief Fluff Officer)

Yuki is our #finchfam puppy with 16 weeks’ experience being irresistibly cute! When he’s not swimming in his water bowl or finding the tiniest, most uncomfortable nooks to nap, Yuki makes sure the team gets their recommended dose of daily cuddles and exercise.